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Bank Or Broker Differences-Who To Choose?

Bank Or Broker Differences-Who To Choose?

There is quite a difference in your choice of a Bank or Mortgage Broker to represent you or your clients. Typically, the Bank will offer higher rates and limited programs that only apply to that Bank. A Mortgage Broker can offer a variety of programs and

Nov 08, 2014 |

Trick Or Treat -Lender fees

Trick Or Treat -Lender fees

When shopping for a Mortgage rate, the new gimmick is the option where a Lender does NOT charge for underwriting the loan (sometimes called administative fees, etc). This charge usually ranges from $700 - $1000 depending on the Lender, so can yo

Oct 31, 2014 |

What Is  A

What Is A "Real" Pre-qual Letter For A Purchase

Every day I get asked to prepare a pre-qual letter to satisfy a Borrower or Realtor. To my surprise, many times I am being asked for a pre-qual w/o the necessary documents to really make it legitimate. A "REAL" prequal letter, at minimum ne

Oct 27, 2014 |

First Time Homebuyers-Which Mortgage Is Best?

First Time Homebuyers-Which Mortgage Is Best?

For years a FHA loan seemed to be the #1 loan choice for First Time Buyers BUT those days may be gone? Over the last few years the FHA mortgage insurance rates have increased several times and now can stay on the loan for the entire 30 years,regardless of

Oct 18, 2014 |

A Mortgage Broker With Variety And Service

A Mortgage Broker With Variety And Service

Are you tired of losing deals because your Mortgage Broker can not get the deal done? Well, perhaps it is time to add additional resources to your arsenal. DIVERSIFIED MORTGAGE BROKERS has serviced Virginia for over 25 years and we offer great service,whi

Oct 10, 2014 |

The Realtor/ Mortgage Broker Relationship

The Realtor/ Mortgage Broker Relationship

The relationship between the Realtor and Mortgage Broker is critically important to all involved in the home buying process. I do NOT mean the Mortgage Broker who takes by cookies or doughnuts to the Realtors trying to win their business. I mean

Oct 04, 2014 |