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The Realtor/ Mortgage Broker Relationship

The Realtor/ Mortgage Broker Relationship

The relationship between the Realtor and Mortgage Broker is critically important to all involved in the home buying process. I do NOT mean the Mortgage Broker who takes by cookies or doughnuts to the Realtors trying to win their business. I mean

Oct 04, 2014 |

Referrale are the key

Referrale are the key

Referrals are the key to longevity. Are you getting your share? If not, have you considered your actions with your clients? were you sympathetic to their needs? Were you humble or did you act like you were better than they? Did you REALLY try to guide the

Sep 27, 2014 |

Credit Scores Are So Important

Credit Scores Are So Important

Do you REALLY have any idea just how important credit your scores are? In todays world your scores can make or break you when it comes to being approved to buy most anything. There are 3 major credit bureaus and each one is affiliated with a scoring

Sep 19, 2014 |

Credit Scores And The Relationship To Interest Rates Offered

Credit Scores And The Relationship To Interest Rates Offered

Do you REALLY know the effect credit scores can have on the mortgage rate for which you can qualify? The highest credit score category is 740+, and the categories below are in 20 point drops, like 720-740, and down to 620-640 for Conventional Fannie Mae a

Aug 30, 2014 |

Many Homeowners Still Need To Refinance

Many Homeowners Still Need To Refinance

Want to refinance your mortgage while rates are low, and scared that your home will not appraise like it did when you purchased it, or did your last refinance? If you did your last loan before 5/31/09, you can still refinance, get excellent rates, and you

Aug 16, 2014 |

Traditional Mortgage Insurance Or Lender Paid Mortgage Insurance For Conv. Loans

Traditional Mortgage Insurance Or Lender Paid Mortgage Insurance For Conv. Loans

For Borrowers who are using Conventional loans and do NOT have 20% down or 20% equity, there is the need for mortgage insurance. But there are two choices and it depends on certain factors as to which is best for that Borrower.1) Traditional mortgage insu

Aug 06, 2014 |