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Borrower paid OR Lender paid compensation loans

Borrower paid OR Lender paid compensation loans

Do you know the difference between Borrower paid or Lender paid compensation for mortgage loans? The Dodd Frank Act 4/6/2011 states that a Mortgage Broker must give the borrowers the option of these two ways to proceed with their loan: Borrower paid means

Jul 11, 2014 |

Get your credit report before your loan

Get your credit report before your loan

I have seen so much frustration over the years when a credit report reveals some items that hold up the loan. IF a borrower would pull their own mortgage credit report from a reliable site BEFORE they start their home purchase or

Jun 10, 2014 |

Mortgage rates continue to fall

Mortgage rates continue to fall

Mortgage rates continue to fall this week as well and the time for purchase $ seems ideal. And for those considering refinancing to lower rates, home improvements and or debt consolidations,the timing could not be better. It is unbelievable. Give me a cal

May 29, 2014 |

 Mortgage rates are going down

Mortgage rates are going down

ALERT!!!!!! Mortgage rates have DROPPED again and again over the last 2 weeks and NOW is the time to lock in a great rate before the rates rebound. Call Diversified Mortgage Brokers and let us educate you on what determines a rate and how we can beat

May 23, 2014 |

Helping your purchase clients

Helping your purchase clients

I would like to offer some suggestions to you in order to really help your clients: 1) the clients should shop around for the best mortgage rates and service thru several Mortgage Brokers or Banks to compare, especially if they understand BROKER COMP

May 16, 2014 |

Benefits of a refinance today

Benefits of a refinance today

Have you considered the benefits of a refinance of your current mortgage loan? There are several obvious reasons for a refinance that stand out:1) Lowering the % rate and payments, 2) Using a  HARP loan to refinance a prior home loan where

May 12, 2014 |