GETTING A PROPER MORTGAGE LOAN PRE-QUALIFICATION: For the most part a pre-qual is not worth the paper it is written on. Why do I say this? Because most pre-quals that I see are done with nothing to back it. In order to really get a "proper"
Apr 07, 2017 |
MORTGAGE LOAN CLOSING COSTS EXPLAINED: If you shopped closing costs from a variety of firms, the total costs should really not differ that much from one firm to another, perhaps +/- $300. If there is more of a difference than this something is amiss. Sinc
Mar 31, 2017 |
WHAT HOME BUYERS SHOULD KNOW AND DO: Buying a home is probably the largest purchase and expense you will ever have, and yet most buyers have no real idea what goes on, what to ask, what to expect, and who to trust. My advice is simple-YOU are the buyer an
Mar 24, 2017 |
The basic loan types are Conventional (Fannie Mae and Freddie Mac), FHA, USDA, and VA. Most lenders typically require 640 credit scores or higher, but there are also Lenders that will go to 620 scores, and specialty lenders that will do FHA and
Mar 17, 2017 |
WANTED: PURCHASE LOANS AND REFINANCES. If you are considering a mortgage for a new home or a refinance of your current home, we want your business. We are the oldest Mortgage Broker in Central Virginia, and we really do offer the best rates and terms avai
Mar 10, 2017 |
What makes a great Mortgage Broker? First, one who will educate the Borrower on the entire loan process so that they feel 100% comfortable.2nd, One who will keep the Realtor, Title Comapany and Borrower abreast of the loan's progress along the way; an
Feb 18, 2017 |