Mortgage interest rates are at the lowest level you will ever see in your lifetime. Conventional 30 year rates and APRs as low as 3.375% and 15 year rates and APRs as low as 2.750%. FHA, USDA, and VA rates and APRs are as low as 3.250% for 30 year loans and 2.750% for 15 year loans. This is unbelievable and allow for lower house payments and more home for the dollar. With the election coming soon and the craziness in the economy, I dare say that those who do not take advantage of these low rates will be kicking themselves for not acting. Can you believe that many current homeowners still have existing loans with interest rates in the upper 4% range, what are they thinking? To learn what can be done for you call us-Diversified Mortgage Brokers serving Virginia for 28 years-tel: 434-237-3143,email: dbi4009@aol.com, web: www.diversifiedmortbrokers.com