Now is the time to act! Rates have been so good for so long, BUT the Feds state that they will start to raise the rates. Also, history shows that rates seem to always go up in an election year. Plenty of home buyers have been stalling and for what? There are also plenty of homeowner's with current % rates over 4.500%-what are they doing? Prices are low, rates are still extremely low, and soon there will be screaming that many missed the boat. So the time to act is NOW! For your loan need in Virginia since 1989, call on us at Diversified Mortgage Brokers and let us run the #s for you.Call 434-237-3143, email: dbi4009@aol.com, web: www.diversifiedmortbrokers.com