IF you are like me,I have NOT had much time to watch any basketball as the loans keep coming in, as folks start the Spring Fling buying trend. It has been crazy but I like to be busy! A NEW conventional product w/ 3% down w/ a 640 score, FHA loans w/ lower mortgage insurance rates down to 580 scores and even below, and of course, USDA w/ $0 down, w/ scores down to 580 are the reason for the surge. IF you want a Mortgage Broker who will tell it like it is, keep you informed along the loan process, and get the job DONE, then call on us: DIVERSIFIED MORTGAGE BROKERS, serving Central Va. and beyond for 26 years. Tel: 434-237-3143, Email: dbi4009@aol.com, Web: www.diversifiedmortbrokers.com WE EDUCATE & DELIVER !