There is quite a difference in your choice of a Bank or Mortgage Broker to represent you or your clients. Typically, the Bank will offer higher rates and limited programs that only apply to that Bank. A Mortgage Broker can offer a variety of programs and lenders to accomodate the Client's needs, credit or other factors. dealing with a Mortgage Broker that has experience and variety will allow more loans to fund, and allow the client to get the most competitive rate. For variety and experience,call us-DIVERSIFIED MORTGAGE BROKERS, since 1989, serving Central Va.Tel: 434-237-3143, Email: dbi4009@aol.com, Web: www.diversifiedmortbrokers.com WE EDUCATE & DELIVER !